Freelance journalist and author

Some topics I write about include personal finance (i.e., credit cards, banking, budgets, buying a home), pets and small business (i.e., management, cash flow) and history (i.e., American, business).

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Should You Try Pay-As-You-Drive Insurance? - Yahoo Finance

Should You Try Pay-As-You-Drive Insurance? - Yahoo ...

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If What You Are Buying Is Counterfeit, It Isn't a Good Deal - Yahoo News

If What You Are Buying Is Counterfeit, It Isn't a G...

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10 ways consumers are often duped

To become a savvier shopper, note these 10 ways shoppers are often lured into buying....

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9 Secrets of Successful Savers

If your savings account is your couch -- and you go hunting under the cushions to find extra money -- then you've probably wondered many times: How do they do it? We asked financial advisors and academics and culled some of their best tips. The best savers start as early...

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Calculating the Cost of Your Midlife Crisis

We know it as the midlife crisis. The definition of midlife crisis also varies. The trick to navigating a midlife crisis, however, is to mitigate the financial damage or at least make sure the crisis is worth having. "I was clever enough to buy my midlife crisis car, a 765...

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Your Ultimate Tipping Guide

What you think about tipping probably depends on your viewpoint on the world - whether you've worked in a service job that only paid well if you received tips, whether you have a lot of money, whether ......

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Big Reasons Not to Buy a House

At least, that's what everyone is told -- by the government, by Hollywood, by our friends and family. You get the wrong landlord and some lousy neighbors in an apartment building, and anyone might quickly want their own house. If you feel time is money, you could wind up utterly...

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How to Help Your Aging Parents When Money Is Tight

You've probably heard of " the sandwich generation," which describes adults who are both taking care of their kids and providing assistance to their elderly parents. You could enlist your parents' neighbors or nearby family members to help out and head off problems, suggests Meghan Orner, a marketing coordinator with...

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What to Do If Your House Has Mold (Or You Think It Does)

Several years ago, Gayle Lynn Falkenthal, who owns a public relations consulting company in San Diego, had a "wicked case of mold" in her kitchen. Aside from getting multiple bids, make sure the company is also licensed, and find out how long they've been in business, she says....

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How Climate Change Could Affect Your Finances

Whether you believe in climate change or not, there's no denying that it's in the news a lot these days. Climate change has been blamed for the California drought, and as an aside, the country learned this week that actor Tom Selleck has reportedly been accused in a lawsuit of...

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5 Tips for Newlyweds Merging Bank Accounts

When you get married, you often aren't just merging your lives, but your financial assets are probably becoming one as well. It isn't the most romantic thing to think about when you're hopefully head over heels in love, but if you want to stay in love, you'll want to think...

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Financial Mistakes Couples Make When They Move in Together

This is the biggest decision you're going to make, and you want to do it as fairly as possible, because if your relationship is going to fall apart, it's probably here. For instance, Suzanne Hirsh, 32, a communications professional in San Francisco, has a high-paying job and supportive parents who...

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3 Ways You May Be Throwing Money Away Without Realizing It

You aren't a dimwit. You're just stressed. According to a recent study published in Science magazine, if you're poor and mismanage your money, you may be very capable of making good financial decisions. ......

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3 Strategies to Avoid Soaring ATM Fees

That's the amount of the national average ATM surcharge ($2.88) plus the average fee to use another bank's ATM ($1.64), because generally, if you use another bank's ATM, you're hit twice. Of course, talk to bankers, and they'll tell you there's a reason for those fees: Banks have to maintain...

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Should Your College Kid Get a Credit Card?

When Spencer Shulem tried to get a credit card at age 18, he quickly discovered how difficult it can be. When he was 19, he elected to get a secured credit card. Granted, Shulem was never an ordinary college student....