Freelance journalist and author

Some topics I write about include personal finance (i.e., credit cards, banking, budgets, buying a home), pets and small business (i.e., management, cash flow) and history (i.e., American, business).

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US News & World Report

Geoff Williams - US News

Geoff Williams - US News

US News & World Report

How to Master the Art of Upgrading Devices

Because it's expensive to always own the latest, greatest smartphone or other gadget....

US News & World Report

How to Help Your Aging Parents When Money Is Tight

Although you feel too strapped to help, you may have some options....

US News & World Report

5 Ways to Get a Big Head Start on Holiday Shopping

It’s not too early to start crossing items off your list, especially with upcoming tax holidays and end-of-summer promotions....

US News & World Report

5 Ways to Break Your Bad Money Habits

These tips will help you break your spending patterns before they break you....

US News & World Report

How Financial Devastation Can Help a Relationship

Sometimes being broke can fix you two right up....

US News & World Report

5 Ways You're Gambling With Your Money

Consumers may not realize they’re making risky bets with warranties, cash advances and other seemingly routine transactions....

US News & World Report

Big Reasons Not to Buy a House

Homeownership comes with its share of headaches. That's why some prefer to abstain....

US News & World Report

What Your Child Should Know About Money By Key Ages

Experts explain what money concepts kids can and should grasp from kindergarten to college....

US News & World Report

Beware of These 7 Budget Blockers

Bad at budgeting? Blame these factors....

US News & World Report

5 Ways to Avoid Raiding Your Emergency Fund

Tips and tricks to keep your mitts off money reserved for worst-case scenarios....

US News & World Report

5 Ways You’re Wasting Money

From extravagant weddings to cable television, some expenses will wreck your wallet....

US News & World Report

3 Times It's OK to Let Your Credit Score Take a Hit

If you're strategic about it, watching your score fall may be a sign of good things to come....

US News & World Report

How to Avoid Repeating Last Year's Money Mistakes

Target’s data breach and other financial mishaps show that 2014 provided plenty of lessons for consumers....

US News & World Report

5 Big Reasons Budgets Fail

Why are budgets so tough to follow? They're hard work and time consuming, for starters....